Last updated: January 2026

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1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree, please do not use this site.

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2. Business Identity

This website is operated by Small Biz Savvy LLC, a New Jersey-registered limited liability company.

 

The site and content may reference Lauren Dobie as the personal brand and professional identity associated with the business. All services are provided contractually by Small Biz Savvy LLC.

 

3. Educational & Informational Content Disclaimer

All content on this website — including blog posts, articles, guides, and service descriptions — is provided for educational and informational purposes only.

 

Nothing on this site constitutes:

• Legal advice

• Financial advice

• Business guarantees

 

You are solely responsible for how you interpret and apply any information provided.

 

4. No Guarantees

Marketing, strategy, and consulting outcomes depend on many variables beyond our control. We make no guarantees regarding results, performance, revenue, rankings, or outcomes of any kind.

 

5. Professional Services

Any services referenced on this site are subject to:

• A separate written agreement or contract

• Defined scope of work

• Payment terms outlined in that agreement

 

Website content does not replace or override signed agreements.

 

6. Payment & Refund Policy

Due to the nature of consulting, advisory, and strategic work:

• All payments are non-refundable

• Work is billed according to the terms outlined in individual contracts

• Deposits, retainers, or project fees are governed by signed agreements

 

7. Intellectual Property

All content on this website — including text, frameworks, graphics, branding, and materials — is the intellectual property of Small Biz Savvy LLC unless otherwise stated.

 

You may not reproduce, distribute, or repurpose any content without written permission.

 

8. User Conduct

You agree not to:

• Misuse or interfere with the website

• Attempt unauthorized access

• Copy or scrape content for commercial use

• Engage in abusive, defamatory, or unlawful behavior

 

We reserve the right to restrict access if misuse occurs.

 

9. Limitation of Liability

To the fullest extent permitted by law, Small Biz Savvy LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on its content.

 

10. Governing Law

These Terms are governed by the laws of the State of New Jersey, without regard to conflict of law principles.

 

11. Changes to These Terms

We may update these Terms of Service at any time. Continued use of the website constitutes acceptance of any changes.

 

12. Contact Information

Questions regarding these Terms should be directed to:

Small Biz Savvy LLC
Email: lauren@smallbizsavvy.co